Average salary for insurance salesman - To keep it simple, we’re going to use 10% for overhead here. So, on a $10,000 sale, that means the company gets $1,000 from that job to cover overhead. $10,000 sale X 10% overhead = $1,000 for overhead going to the company. Disclaimer: Don’t let overhead percentages freak you out.

 
The estimated total pay for a Insurance Agent is $102,119 per year in the Minneapolis-St. Paul, MN area, with an average salary of $68,202 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.. Homes for sale 33981

How much does a Life Insurance Salesman make? Updated Sep 10, 2023. Experience. All years of Experience. 0-1 Years. 1-3 Years. 4-6 Years. 7-9 Years. 10-14 …MEDIAN. £24k. 90%. £37k. The average salary for a Salesperson / Salesman / Saleswoman is £23,610 in 2023. Base Salary. £13k - £37k. Bonus. £483 - £6k.The average salary for an insurance sales representative is $61,386 in the US. The average insurance sales representative salary ranges between $38,000 and $97,000 in …The estimated total pay for a Life and Health Insurance Agent is $93,591 per year in the United States area, with an average salary of $63,206 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.The estimated total pay for a Life Insurance Sales Agent is $106,770 per year in the United States area, with an average salary of $72,254 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.Primary duties: A Medicare insurance agent is an expert who works with clients who are enrolling in Medicare. They help them find Medicare plans and benefits that fit their needs. They file the paperwork and handle claims and payments for the Medicare program. 24. Final expense agent. National average salary: $101,378 per yearThe median annual wage for insurance sales agents was $57,860 in May 2022. Job Outlook. Employment of insurance sales agents is projected to grow 8 percent from 2022 to 2032, faster than the …8%. above national average. Average $68,473. Low $30,783. High $152,310. Non-cash benefit. 401 (k) View more benefits. The average salary for a insurance agent is $68,473 per year in Maine. 162 salaries reported, updated at October 5, 2023.The estimated total pay for a Sales Manager is $107,046 per year in the United States area, with an average salary of $70,093 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated additional pay is …The average salary for a insurance agent is $52,830 per year in Canada. 1.4k salaries reported, updated at October 19, 2023. Is this useful? Maybe. Top companies for Insurance Agents in Canada. Serenia Life Financial. 4.2. 10 reviews 23 salaries reported. $63,335 per year. The Co-operators. 3.8.The average salary for a insurance agent is $63,677 per year in the United States. 53k salaries reported, updated at October 19, 2023 Is this useful? Maybe Salaries by years of experience in the United States View job openings with the years of experience that is relevant to you on Indeed View jobs Is this useful? MaybeThe average salary for Insurance Agent is £27,581 per year in the United Kingdom. The average additional cash compensation for a Insurance Agent in the United Kingdom is £2,856, with a range from £1,368 - £5,963. Salaries estimates are based on 350 salaries submitted anonymously to Glassdoor by Insurance Agent employees in United Kingdom.The Medicare market is booming and expanding at a rapid rate. According to data collected in the 2020 US Census, over 10,000 baby boomers cross the 65 year old threshold each day and by 2030 it is expected that all 73 million baby boomers will be aged 65 years or older.This burst of boomers aging into Medicare has created a great …Insurance Agent 6 salaries. Sales Associate 4 salaries. View More > Research & Science 42 Salaries submitted. Analyst 9 salaries. Data Analyst 6 salaries. View More > ... The average Globe Life salary ranges from approximately $38,085 per year for a Customer Service Representative to $101,311 per year for a Project Manager.The estimated total pay for a Regional Sales Manager is $140,812 per year in the United States area, with an average salary of $85,986 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.Salaries at New York Life Insurance Company range from an average of $43,210 to $148,506 a year. New York Life Insurance Company employees with the job title Data Analyst make the most with an ...Base Salary: $80,000 to $100,000. Commissions: $250,000 to $1 million. Successful high-end software industry salespeople know how to combine consultative sales with just the right amount of arm-twisting, says Gaffney. To start as a junior salesperson, you’ll need a college degree and demonstrated aggressiveness, such as having played a ...The estimated total pay for a Insurance Agent is $102,119 per year in the Minneapolis-St. Paul, MN area, with an average salary of $68,202 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.The coverage and line of business sold determines what commission applies. For instance, an insurance agent may make a 10% commission if they sell an auto insurance policy, while they may make a 15% commission on a general liability policy. Let's look at the example of an insurance agent who sells an auto insurance policy with a premium of …The average salary for a entry level insurance agent is $64,768 per year in Texas. 111 salaries reported, updated at October 6, 2023. Is this useful? Maybe. Top companies for Entry Level Insurance Agents in Texas. National Agents Alliance. 3.4. 164 reviews 5 salaries reported. $82,676 per year.The median annual wage for insurance sales agents was $57,860 in May 2022. Job Outlook Employment of insurance sales agents is projected to grow 8 percent from 2022 to 2032, faster than the average for all occupations. About 48,300 openings for insurance sales agents are projected each year, on average, over the decade.The average base salary of an insurance sales agent is Rs 274551 per year. If insurance sales interests you, you can pursue an 8-month PG Certification in Life Insurance to land a guaranteed job with a starting salary of Rs 2.2 – Rs 2.4 lakh per annum. 5. Pharmaceutical Sales RepresentativeThe average salary for an Insurance Salesman is $34,706 in 2023. Base Salary. $21k - $141k. Bonus. $0 - $2k. Commission. $3k - $24k. Total Pay. $19k - $51k. Based on 34 salary profiles (last ...The average Insurance Sales Representative salary in the United States is $43,590 as of , but the salary range typically falls between $39,310 and $48,690. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession.If your sales rep made $150,000 the math would look like: $100,000 x .10= $10,000. $50,000 x .15= $7,500. Together, the total commission would be $17,500. Once you calculate your team’s commissions, you can compare them to your industry to decide whether you need to reconsider your commission structure.Average salary for Insurance Sales / United States is $64,397 USD per year. The most typical earning is $32,000 USD. All data are based on 33 salary surveys. Salaries are …As of Oct 8, 2023, the average annual pay for an Insurance Sales Manager in the United States is $92,572 a year. Just in case you need a simple salary calculator, that works out to be approximately $44.51 an hour. This is the equivalent of $1,780/week or $7,714/month. While ZipRecruiter is seeing annual salaries as high as $125,500 and as low ...The estimated total pay for a Car Salesman at Kia Motors is $85,796 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $55,609 per year. The estimated additional pay is $30,187 per year.The estimated total pay for a Swimming Pool Sales is $47,807 per year in the United States area, with an average salary of $37,924 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated …As of early 2023, the average annual pay for a Life & Health insurance agent in the United States was $80,070 a year. Here is the average amount L&H agents earn in these select states: State. Annual Salary. Hourly Wage. South Carolina. $109,000.The estimated total pay for a Crop Insurance Agent is $88,878 per year in the United States area, with an average salary of $63,508 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.Insights Career Path How much does an Insurance Sales Agent make? Updated Oct 12, 2023 Experience All years of Experience All years of Experience 0-1 Years 1-3 Years 4-6 Years 7-9 Years 10-14 Years 15+ Years Industry All industries All industries Legal Aerospace & Defense Agriculture Arts, Entertainment & Recreation Pharmaceutical & BiotechnologyFor a Salesman in United States. The top 5 paying industries for a Salesman in United States are Financial Services with a median total pay of $100,638, Energy, …The average cost of car insurance in the United States is $1,553 annually, or a bit more than $129 per month. Since that’s a major expense, many households look for opportunities to lower their premiums, turning to cheap car insurance when ...An entry-level Insurance Agent with less than 1 year experience can expect to earn an average total compensation (includes tips, bonus, and overtime pay) of $37,907 based on 216 salaries. An early ...Salary Range, Minimum Wage, and Starting Salary. Salaries in Bahrain range from 370 BHD (starting salary) to 6,600 BHD (maximum average salary, actual maximum is higher). This is not the minimum wage as per the law, only the lowest reported number in the salary survey that had thousands of participants and professionals from all over the country.The average Insurance Agent salary in North Carolina is $52,721 as of September 25, 2023, but the range typically falls between $48,150 and $59,471. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your profession.The estimated total pay for a Insurance Salesman is $97,044 per year in the United States area, with an average salary of $74,083 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated additional pay is $22,961 ...The estimated total pay for a Pharmaceuticals Sales Representative is $111,626 per year in the United States area, with an average salary of $73,714 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.The average salary for a Health Insurance Salesman is $61,284 per year in US. Click here to see the total pay, recent salaries shared and more!The average Insurance Agent salary in Ohio is $53,861 as of September 25, 2023, but the range typically falls between $49,191 and $60,758. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your profession.The annual Occupational Outlook Handbook discusses each occupation in a short chapter. Many of these include a section for "Earnings." Click for the 1980-1981 edition, 1982-1983 edition, 1984-1985 edition, 1986-1987 edition, 1988-1989 edition. Professional, administrative, technical, and clerical pay.How Much Does an Insurance Sales Agent Make? Insurance Sales Agents made a median salary of $52,180 in 2020. The best-paid 25 percent made $79,200 that year, while the lowest-paid 25 percent made $37,590.ZAR 350k. The average salary for a Sales Representative is R157,184 in 2023. Base Salary. R23k - R350k. Bonus. R3k - R30k. Profit Sharing. R242 - R77k. Commission.As of Oct 10, 2023, the average annual pay for a Pharmaceutical Sales Representative in the United States is $73,282 a year. Just in case you need a simple salary calculator, that works out to be approximately $35.23 an hour. This is the equivalent of $1,409/week or $6,106/month. While ZipRecruiter is seeing annual salaries as high as $114,500 ...The average Insurance Agent salary in North Carolina is $52,721 as of September 25, 2023, but the range typically falls between $48,150 and $59,471. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your profession.Sales engineer. Glassdoor salary range: $68,000-$185,000. This gig ranks among Glassdoor’s Top 20 Jobs with the Highest Satisfaction and pays a median annual wage of $101,420, according to the ...The average salary for Insurance Agent is £27,554 per year in the United Kingdom. The average additional cash compensation for a Insurance Agent in the United Kingdom is £2,856, with a range from £1,368 - £5,963. Salaries estimates are based on 352 salaries submitted anonymously to Glassdoor by Insurance Agent employees in United …Oct 4, 2023 · The average salary for an Insurance Sales Agent is $42,214 in 2023. Visit PayScale to research insurance sales agent salaries by city, experience, skill, employer and more. It has also introduced an unemployment insurance programme, which came into effect on January 1. ... Employees in the financial services and legal sectors can expect the highest salary increases in 2023, with an average rise of 5 per cent and 4.9 per cent, respectively, recruitment consultancy Robert Half says in its 2023 UAE salary report. ...The average salary for a insurance agent is $62,197 per year in Ohio. 1.6k salaries reported, updated at October 13, 2023The average salary for a insurance agent is $62,510 per year in Texas. 5.8k salaries reported, updated at October 15, 2023The average salary for a Manager is $6,204 per year in Samsun, Turkey. Click here to see the total pay, recent salaries shared and more!Average salary for Insurance Sales / United States is $64,397 USD per year. The most typical earning is $32,000 USD. All data are based on 33 salary surveys. Salaries are different between men and women. Men receive an average salary of $76,800 USD. Women receive a salary of $65,600 USD. Based on education, the highest salaries receive people ...The estimated total pay for a Medicare Insurance Agent is $76,105 per year in the United States area, with an average salary of $55,103 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.An insurance agent's salary varies based on the area of expertise, level of experience, education, certifications, and other factors. Median Annual Salary: $50,940. Top 10% Annual Salary: More than $125,500. Bottom 10% Annual Salary: Less than $28,000.41-3021 Insurance Sales Agents. Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company. National …The average HUB International salary ranges from approximately $39,159 per year for a Customer Service Representative to $332,193 per year for a Vice President. The average HUB International hourly pay ranges from approximately $17 per hour for a Receptionist to $56 per hour for a Strategic Resource Manager. HUB International …The average insurance salesman salary in Irakleio, Greece is 30.905 € or an equivalent hourly rate of 15 €. Salary estimates based on salary survey data collected directly from employers and anonymous employees in Irakleio, Greece.The average pay for a sales representative in the United States is $79,451 per year. This includes an average salary of $52,173 per year, with commissions averaging $27,277 per year. Additional pay may include cash bonuses, commissions, tips, …Let’s dive into the seven most common compensation plan types. 1. Base salary. The most uncomplicated sales compensation plan is a straight salary, or base salary; reps are paid a set sum and don't earn commissions. This type of compensation plan isn’t widely used in sales as it doesn’t incentivize reps to sell more.Tesla. Salaries. Average Tesla hourly pay ranges from approximately $13.91 per hour for Scheduler to $39.69 per hour for EMC Engineer. The average Tesla salary ranges from approximately $45,916 per year for Energy Manager to …The Average Insurance salary in the UK is £44,621. New jobs added in the last day. Jobs in Reed.co.uk, ranging from £42,458 to £53,500. Jobs that pay more than the average (£44,621).The average Insurance Sales Agent salary in the United States is $50,073 as of , but the salary range typically falls between $37,643 and $71,671. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession.WRITE A QUERY TO DISPLAY THE DEPARTMENT NAME OF THE EMPLOYEE WHOSE NAME DOES NOT STARTS WITH S AND SALARY BETWEEN 1500 TO 3000. DISPLAY LOCATION OF EMPLOYEE WHOSE SALARY IS MINIMUM SALARY BUT SALARY IS GREATER THAN 2000. DISPLAY THE LOCATION OF AN EMPLOYEE IN …The average life insurance agent salary in the United States is $62,552. Life insurance agent salaries typically range between $39,000 and $99,000 yearly. The average hourly rate for life insurance agents is $30.07 per hour. Life insurance agent salary is impacted by location, education, and experience.The average salary for a insurance agent is $62,197 per year in Ohio. 1.6k salaries reported, updated at October 13, 2023How Much Does an Insurance Sales Agent Make? Insurance Sales Agents made a median salary of $52,180 in 2020. The best-paid 25 percent made $79,200 that year, while the lowest-paid 25 percent made $37,590.The base salary for Sales Representative I ranges from $52,135 to $71,028 with the average base salary of $61,453. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $62,721 to $88,755 with the average total cash compensation of $74,249. Similar Job Titles:Fixed Annuity (MYGA) – 2.5% upfront commission from the insurance company. Variable Annuity – 6.5% upfront commission from the insurance company. Fixed-Indexed Annuity – 6.5% upfront commission from the insurance company. Average Investment and Money Management Fees. You pay 1% – 3% of your investment’s value out of pocket. Next StepsMEDIAN. $42k. 90% $66k. The average salary for an Insurance Sales Agent is $42,214 in 2023. Base Salary. $28k - $66k. Bonus. $493 - $19k. Profit Sharing. $33 - $20k. Commission. $1k - $31k....The average Insurance Agent salary in Illinois is $56,427 as of September 25, 2023, but the range typically falls between $51,535 and $63,653. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your …The estimated total pay for a Insurance Agent 1099 is $64,626 per year in the United States area, with an average salary of $49,000 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.For the most up-to-date salary information from Indeed, click on the national average salary link for each job title below. Common sales commission averages by industry include: Retail sales representative: $10,000 per year. Financial services representative: $10,100 per year. Door-to-door sales representative: $12,500 per year.The estimated total pay for a Insurance Agent at Humana is $87,936 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $54,840 per year. The estimated additional pay is $33,096 per year.The estimated total pay for a Sales Manager is $107,046 per year in the United States area, with an average salary of $70,093 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated additional pay is …11 highest paid sales jobs. Review this list of some of the highest paid sales jobs in the industry: 1. Advertising sales representatives. National average salary: $56,406 per year. Primary duties: Advertising sales representatives sell advertising space to other businesses who want to market their products.The estimated total pay for a Life and Health Insurance Agent is $93,591 per year in the United States area, with an average salary of $63,206 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.The estimated total pay for a Life Insurance Sales is $126,489 per year in the United States area, with an average salary of $84,484 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.The average Insurance Agent salary in the United States is $54,917 as of September 25, 2023, but the range typically falls between $50,156 and $61,949. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession.Low $37,234. Average $42,265. High $47,524. The average salary for Insurance Sales is $42,265 per year in the United States. Related Job Titles to …The estimated total pay for a Insurance Agent at Farmers Insurance Group is $80,259 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $58,343 per year. The estimated additional pay is …The estimated total pay for a Pharmaceuticals Sales Representative is $111,626 per year in the United States area, with an average salary of $73,714 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.Most Likely Range. The estimated total pay for a Life Insurance Sales Agent is $106,711 per year in the United States area, with an average salary of $72,207 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.The median annual wage for insurance sales agents was $57,860 in May 2022. Job Outlook Employment of insurance sales agents is projected to grow 8 percent from 2022 to 2032, faster than the average for all occupations. About 48,300 openings for insurance sales agents are projected each year, on average, over the decade.

The estimated total pay for a Life Insurance Agent is $107,210 per year in the United States area, with an average salary of $69,369 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.. Needs assessment surveys

average salary for insurance salesman

same. as national average. Average $63,715. Low $31,574. High $128,576. Non-cash benefit. 401 (k) View more benefits. The average salary for a insurance agent is $63,715 per year in Missouri. 1.2k salaries reported, updated at September 7, 2023.9,791 Health Insurance Sales jobs available on Indeed.com. Apply to Insurance Agent, Insurance Account Manager, Call Center Representative and more!The 2023 average Insurance Agent salary in the US is $54,917. How much does an Insurance Agent make near you? Get a free salary report today. The estimated total pay for a Insurance Agent 1099 is $64,626 per year in the United States area, with an average salary of $49,000 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.According to the US Bureau of Labor Statistics, the average yearly salary for an insurance agent is just over $50,000. Its website lists commission as the post common form of compensation. The same Bureau of Labor Statistics estimate list s bottom 10% of insurance agents earning $25,000 a year, with the upper 10% earning $125,500 per …as national average. Average $65,508. Low $31,187. High $137,602. Non-cash benefit. 401 (k) View more benefits. The average salary for a insurance agent is $65,508 per year in Las Vegas, NV. 303 salaries reported, updated at October 9, 2023.To keep it simple, we’re going to use 10% for overhead here. So, on a $10,000 sale, that means the company gets $1,000 from that job to cover overhead. $10,000 sale X 10% overhead = $1,000 for overhead going to the company. Disclaimer: Don’t let overhead percentages freak you out.Most Likely Range. The estimated total pay for a Life Insurance Sales Agent is $106,711 per year in the United States area, with an average salary of $72,207 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.The estimated total pay for a Insurance Sales Agent at State Farm is $77,660 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $56,003 per year. The estimated additional pay is $21,658 per year.The average salary for an Insurance Salesman is $34,706 in 2023. Visit PayScale to research insurance salesman salaries by city, experience, skill, employer and more.The average Insurance Agent salary in the United States is $54,917 as of September 25, 2023, but the range typically falls between $50,156 and $61,949. Salary ranges can vary …Primary duties: A Medicare insurance agent is an expert who works with clients who are enrolling in Medicare. They help them find Medicare plans and benefits that fit their needs. They file the paperwork and handle claims and payments for the Medicare program. 24. Final expense agent. National average salary: $101,378 per year9,791 Health Insurance Sales jobs available on Indeed.com. Apply to Insurance Agent, Insurance Account Manager, Call Center Representative and more!The typical first-year commission for an auto insurance policy is 10% to 15% of the premium. For health insurance , it is up to 7%. Life insurance often pays 100% or more of the premium.The average Insurance Agent salary in Illinois is $56,427 as of September 25, 2023, but the range typically falls between $51,535 and $63,653. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your …According to the U.S. Bureau of Labor Statistics, an insurance agent makes an average of $50,600 per year as of 2018. The position's pay can vary drastically, with the lowest 10% earning less than ...The estimated total pay for a Pharmaceuticals Sales Representative is $111,626 per year in the United States area, with an average salary of $73,714 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users.Let’s dive into the seven most common compensation plan types. 1. Base salary. The most uncomplicated sales compensation plan is a straight salary, or base salary; reps are paid a set sum and don't earn commissions. This type of compensation plan isn’t widely used in sales as it doesn’t incentivize reps to sell more.The average Insurance Broker salary in the United States is $90,826 as of September 25, 2023, but the range typically falls between $78,509 and $110,990. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession.The average salary for an Insurance Salesman is $34,706 in 2023. Base Salary. $21k - $141k. Bonus. $0 - $2k. Commission. $3k - $24k. Total Pay. $19k - $51k. Based on 34 salary profiles (last ...Whole-life premiums generally have the highest commissions; usually, more than 100% of the first-year premium and the exact percentage may change depending on the age of the insured. So if an agent sells you a policy with a first-year premium of $3,600, it’s likely the insurance company will pay at least that much for a first-year commission..

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